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[Zan] in Arabic. For example, if a person sees rising smoke at a distance, the thought of fire comes into his mind.
(Mufridat Imam Raaghib, pp. 539)
There are basically two types of assumptions:
Good assumption
Bad assumption
There are two sub-types of each of the above:
Sometimes, it is Wajib and sometimes Mustahab to have good assumption. For example, it is Wajib to have good assumption about Allah عَزَّوَجَلَّ and to do so is Mustahab about a righteous Muslim. (Khaza’in-ul-Irfan, part 26, Surah Al-Hujurat)
Likewise, bad assumption is also divided in two categories:
1. Permissible
Prohibited
1. Conditions in which bad assumption becomes permissible
It is permissible to have such a bad assumption about an open sinner that accords with the deeds he commits. (Khaza’in-ul-Irfan, part 26, Surah Al-Hujurat)
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