1.         Sayyiduna ‘Abdullah Bin Mas’ood رَضِىَ اللهُ تَعَالٰی عَـنْهُ has narrated that the Holy Rasool صَلَّى اللهُ تَعَالٰى عَلَيْهِ وَاٰلِهٖ وَسَلَّم has said: Although usury might bring an apparent increase in wealth, resultantly; it causes wealth to decrease.

(Al-Musnad Imam Ahmad Bin Hanbal, vol. 2, pp. 50, Hadees 3754)

Commenting on the above-mentioned blessed Hadees, ‘Allamah ‘Abdur Ra`oof Manaawi رَحْمَةُ اللهِ تَعَالٰی عَلَيْه has stated: By means of usury, wealth increases very speedily but the doors of the destruction of wealth are also opened for the usurer. For this reason, the usurer notices a gradual decrease in his wealth and finally lost all of it. (Fayd-ul-Qadeer, vol. 4, pp. 66, Hadees 4505)

Allah عَزَّوَجَلَّ has stated about the destruction of wealth accumulated by usury:

یَمْحَقُ اللّٰهُ الرِّبٰوا وَ یُرْبِی الصَّدَقٰتِؕ-

Translation from Kanz-ul-Iman: Allah destroys usury and increases Sadaqah.

(Part 3, Surah Al-Baqarah, Ayah 276)

Commenting on the above-mentioned blessed Ayah, a renowned commentator of Glorious Quran, Mufti Ahmad Yar Khan Na’eemi رَحْمَةُ اللهِ تَعَالٰی عَلَيْه has stated: Two rulings have been obtained from the above Ayah:

1.         There is no blessing for a believer in usury. It can be the nutrient of a disbeliever, not of a believer. Therefore, do not think that the condition of a disbeliever can be applied to you. A disbeliever will prosper by receiving usury and a Muslim by paying Zakah.

2.         Second, no charity or Zakah are accepted with the money collected from usury. (Noor-ul-‘Irfan, Al-Baqarah, Taht-al-Ayah 276)

Dear Islamic brothers! Despite being aware of these unambiguous [i.e. very clear] commandments of the Quran and Hadees, if anyone does not refrain from usury and assumes it to be a means of prosperity, this is sheer foolishness and disobedience to Allah عَزَّوَجَلَّ and to His Beloved Rasool                    صَلَّى اللهُ تَعَالٰى عَلَيْهِ وَاٰلِهٖ وَسَلَّم. Undoubtedly, usury and unlawful wealth obtained from any